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About ATOME



WHAT IS ATOME?

Atome is a “buy now, pay later” payment option available at Jocom, applicable for in-store and online orders. Atome splits your bill into three equal payments - you just have to pay ⅓ upfront upon purchase, and the remainder will be equally deducted from your linked card, in the next two months. The mobile app is free to download and free to use - Atome charges zero interest and zero service fees.



WHY ATOME?. 

Setting up an account is fuss-free and almost instant. You can also easily track and manage your monthly spending too, all through the Atome mobile app. 
With Atome, there are no interest fees or service fees on your payments. 



WHO CAN USE ATOME?

Atome is available as a payment option if you:
- Are at least 18 years of age
- Own a Malaysia-issued credit/debit card
- Have a valid and verifiable phone number



HOW TO USE ATOME ONLINE

Simply follow these steps:
1. Add items to your cart and checkout as normal.
2. Select Atome as your payment method - you will be redirected to the Atome website.

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